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What is the singular of moral hazards?

What's the singular form of moral hazards? Here's the word you're looking for.

Answer

The noun moral hazard can be countable or uncountable.

The singular form of moral hazards is moral hazard.

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Examples
When this moral hazard is present, credit flows rapidly into inelastically supplied assets, such as real estate.
For example, if moral hazard is associated with deposit insurance, the greater risks banks take may demand stronger preventive techniques.
The Federal Reserve's successive bailouts have created a huge moral hazard problem.
The pattern of bailouts since 1995 has distorted the operation of financial markets by creating moral hazard.
But moral hazard reduces the ability to reallocate risk among different economic agents.
We are using IMF as shorthand for the entire grouping of moral hazard intensifiers we listed at the outset!

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