“The bank's repayment rates are actually higher than those of many Western banks, Newton said.”

“As repayment for kindnesses from old friends.”

“These repayments do not include mortgage interest tax relief which, from January 1, will be deducted at source from your repayment by the lender.”

“You could therefore make a big dent in your repayments by switching to a cheaper deal.”

“So, if you can comfortably afford the repayments, why not repay your loan over a shorter term, say, three years instead of four?”

“Buying the club extra time for repayments is the last piece in the financial jigsaw according to the chairman.”