| I don't know where he gets his figures from, but you don't have to be a rocket scientist to see that mutuals are strapped for cash right now. |
| Just as there have always been good companies and bad companies, there have been good mutuals and bad mutuals. |
| He has been the labour historian most concerned with uncovering forgotten histories, including the histories of mutuals and friendly societies. |
| State government savings and agricultural banks joined with mutuals to complement private sector priorities. |
| Therefore, we don't need access to the capital market, a motivation that has driven some other mutuals to become stock companies. |
| Obviously our membership structure is different to most other mutuals which means we can't pay out the windfall in cash. |
