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What is an insurer?

What is an insurer? Here are some definitions.

Noun
  1. One who insures.
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The negligent defendant, or more usually his insurer, takes his victim as he finds him.
And no, there is no insurer who can protect you from the advances of amorous waiters or leather jacket salesmen.
We have now been told by our insurer that a shortfall is likely and we were not warned at the outset.
Suppose you bought your insurance, but your insurer has miskeyed one number in your Vehicle Identification Number.
Otherwise the insurer is merely left to a cross-claim in a matter which goes to the risk itself, which is unbusinesslike.
A solvent insurer at one point can become insolvent soon for variety of reasons.

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