Apart from faster credit disbursals, a bank can even grant a quarter of percentage reduction in interest rate for customers with good records. |
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Higher loan disbursals to individuals and to small and midsize businesses could help Kaul do that. |
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Getting loan against gold will now become tougher with the Reserve Bank of India further tightening rules for such disbursals. |
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This will include automating the credit check and loan approval processes for risk-free and efficient loan disbursals. |
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