| We join Blanche and Junior at the surface of the flat water of Avera Bay. |
| Rodger Moller and Frank Avera have met at a coffee shop every Friday for the last two years to discuss the economy and politics, and they have grown more exasperated by the week. |
| Cook has reduced the costs of investing in IT by joining a small co-operative. Another model of collaboration is Avera Health, based in Sioux Falls, South Dakota. |
| Avera offers varying levels of support to hospitals, clinics and nursing homes either by owning them outright, leasing them or providing financial management, health IT or medical training for a fee. |
| Now they are enrolled in master's degrees programs — Mr. Avera, 44, plans to become a health care economist, and Mr. Moller, 51, is studying to be a nurse. |
| Landing in Avera Bay seems practicable despite heavy swells beating against the reef. |
