This cover,, will cover you if the person at fault is not insured or is underinsured. |
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It was insured and had a valid MOT certificate and although it didn't have road tax, it wasn't being used. |
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Uninsured or underinsured people are also far more likely than insured people to forego check-ups and delay treatment until absolutely necessary. |
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The claim of the insured included an additional claim to underpin an adjacent office block, which was not part of the insured property. |
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Loss of this kind is covered only when caused by an abnormal occurrence which is unintentional and unexpected as far as the insured is concerned. |
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Since then thousands of unresolved disputes between the insured and their insurers have been referred to the Insurance Ombudsman and settled. |
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It would, of course, be a strange case in which the third party chose to pursue the insolvent insured rather than the solvent insurer. |
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And, just like the non-bank accounts where approximately half of America puts their savings, our accounts are not FDIC insured, either. |
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Terribly sorry, but we are not insured to give you a lift if you are not a prisoner anymore. |
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These vehicles are the only ones licensed and insured to ply for hire, that is take passengers from the taxi ranks or be hailed in the street. |
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The Mayor angrily stuck to his belief that if the council took over the playground, it could be insured. |
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The expiry of 60 days after completion of discharge overside of the goods hereby insured from the overseas vessel at the final port of discharge. |
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Andy has researched the river and its potential and offers a professional, fully insured guided service to the area's hot spots and best swims. |
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Councillors agreed to defer a decision on the flagpole to find out if the parochial church council was insured for the broken pole. |
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In this job you can choose which car is brought to your house on a Monday morning, fully insured, brimful with free petrol and spotlessly clean. |
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The analyst examines emerging loss trends to determine if the company has improperly insured a peril. |
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The Association maintains its cash in deposit accounts, which, at times, may exceed federally insured limits. |
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You should not assume that because your car is comprehensively insured, so is your recreation vehicle. |
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You are doing them a service by being comprehensively insured for coaching in a way that no other cycling organization can duplicate. |
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Where an ambiguity in an insurance policy is found, we will construe it in favour of the insured. |
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He was not insured for either loss, and they follow the disastrous John Street Market fire last year which wiped out Mr Raper's stall. |
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I would be surprised if it were not insured for damages for libel or defamation anywhere in the world, and if it is not, then it should be. |
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The wife shall ensure the property is fully insured for all perils to closing at her expense and for full insurable value. |
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Those who have third party cover are not insured for water damage to their vehicles. |
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They were insured for the loss but the insurance company then came after me to recoup the costs. |
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Unless a property is adequately insured, the owner could have to pay a proportion of the reinstatement costs. |
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First, that it was an ordinary personal accident policy whereby payment of the sums insured was independent of any fault by anybody. |
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On the death of the insured, term insurance pays the face value of the policy to the named beneficiary. |
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Merrill added a new question to its monthly poll, about whether investors insured the currency risk of their dollar investments. |
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Make sure you read the small print and understand exactly what you are insured against. |
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The article on previous page explains what you are insured against with standard cover. |
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The insurance policy insured Mr Paine against specified risks including fire. |
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We now know that the Scream is not insured against theft, only against fire or water damage. |
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And they have introduced a balance billing system whereby the insured patient must pay extra to make up the shortfall. |
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This unique policy covers accidental risks of both the insured pupil and his or her earning parent. |
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Where the pledge covers goods, the customer undertakes to keep them fully insured and promises to pay all charges due for their storage. |
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In hospitals, insured patients are more likely to receive traditional Chinese medicine. |
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Risks are spread among pools of insured people so that premiums for individuals are not unaffordable. |
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The bill for an insured patient depends on the contract between the carrier and the hospital. |
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Often it's cheaper to replace insured goods yourself rather than risk increased premiums. |
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Pace won't steal an insured car, so he returns the Mustang and goes hunting for a new one. |
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She must prove that, on the balance of probabilities, and insured risk has materialised. |
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The additional attraction with all-risks cover is that this insurance covers your insured articles on a 24-hour basis in all locations worldwide. |
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The insured person must usually have been ill for a delay period before the income starts to become payable. |
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In addition there will be further claims in respect of loss of spare parts and other insured risks. |
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Check that the car is properly insured, paying particular attention to any excess clause. |
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An insured attorney worked with a client for many years, including setting up certain business organizations. |
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In that case the insured claimed a monthly income benefit under a group insurance policy. |
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A plaintiff in such an action proved his case by putting in the judgment against the insured, the insurance policy and proof of non-payment. |
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For instance, some life insurance companies need to maintain data 99 years after the death of the insured. |
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According to the Kaiser Family Foundation, in addition to having insurance premiums to pay, more than half of the insured pay a deductible. |
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Also, the premium is guaranteed to remain the same for the lifetime of the insured. |
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The first question is whether the broker acts as agent of the insured, of the insurer, or of both. |
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Inclusion of personal accident benefits covers death and permanent disablement of the insured. |
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To some extent this has been reflected already in the passing back of part of the benefit to the insured. |
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Waiver of the premium is a mandatory benefit so the insured will not pay premiums while collecting a long-term care benefit. |
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Yet there is no prohibition against insurances where the insurer does have an interest in the life of the insured. |
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A valued policy is a policy which specifies the agreed value of the subject matter insured. |
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For a fairly standard insurance package, with Heather insured to drive it, it'll cost a medium whack. |
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The proposed alternate project must not be located in the regulatory floodway and will have to be insured if located in the 100-year floodplain. |
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All money paid into the credit union is insured and covered by the Financial Ombudsman. |
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If the insured has a good claim against the insurer, we are not fussed about 54 at all. |
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As a result, hospitals say they're having a harder time getting the insured to cover their deductibles. |
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Insurers will reduce their payout proportionately, if you haven't insured your home fully. |
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Livestock can be insured against leopard depredations, so losses can be compensated. |
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A code of practice, which required a midwife to be insured would thus effectively disbar her from practising privately, says Chris. |
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This is a popular method of reducing premiums by increasing excesses and many insured are caught unawares. |
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The gifted assets would remain the property of the donees of the insured client. |
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As a result, most have insured against compensation claims in the expectation that legal problems will become more frequent. |
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The increased insured value was reasonably justifiable in view of the possible replacement value at the time. |
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In particular, war risks underwriters were not interested in justification of the insured value of the vessel. |
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Like a sharp pair of fangs, quick forelegs, or keen hearing, our adept mind has insured the survival of our species. |
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If the insured chooses to take the cash value, it's then up to them to go shopping to re-equip their boat. |
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The minimum funeral grant is 250 lempiras if the insured made at least one contribution in the last 6 months. |
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In the case of a fatality, the insured will receive the sum assured and then the maturity value. |
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Do they have to hold a licence, to pass a test, be insured, display L-plates, or are they exempt and not obliged to wear crash helmets? |
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What's more, and to me more important, we could have insured their safety and safe conduct. |
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Yet at the same time, Big Pharma is salivating at the prospect of increased sales to millions of newly insured seniors. |
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The bikes will be road registered, taxed and insured and new bikes have to comply with strict emissions and noise regulations. |
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A good number of cyclists of my acquaintance have fully taxed, insured and MOT'd cars on their drives. |
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He had not passed his test, never had a driving lesson and the car was not Mot'd, taxed or insured. |
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They must pay off their back tax and show that the vehicles are properly insured before they can be driven away. |
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Those who are not medically insured are particularly apprehensive of the frequently high expense of medical treatment. |
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Security is insured by encrypting the data in the exchange, which cannot be scanned or copied by sophisticated theft devices. |
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Recently, a fully insured friend of mine was referred for a cardiology consultation. |
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The person also must be fully insured and must agree after training to work as a childminder for at least the minimum of two years. |
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She said that only five per cent of private property was insured. |
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This type of insurance is also known as critical illness cover and pays out a lump sum when the insured is diagnosed with a serious illness covered under the policy. |
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It has also been alleged that the Burgers did not have the necessary papers and skipper's tickets to sail the yacht, which was apparently not insured. |
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In each case the insured defendant failed to defeat the claim and in each his liability to the plaintiff exceeded the limit of the indemnity provided. |
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The instruments were insured but now we have no instruments to play and we are talking about waiting months rather than weeks as they are made-to-order. |
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At its most simplified, the revision allows big players more access to insured deposits while making certain types of bets. |
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Flood risk used to be insured separately but that stopped in the 1960s when it was seen as an integral part of household cover and brought into building and contents policies. |
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Just one of his guiding principles, that nothing should be built higher than the clerestory of the Minster, has insured that it remains a resolutely low-rise city. |
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His car was not insured, not taxed and did not have an MoT certificate. |
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This insured the proper embedment of carbon in the clay body. |
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He claims youngsters wearing baseball caps instead of helmets race around towards Brooklands Lake on bikes which are not road-worthy, insured or taxed. |
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But either they cover the risks required to be insured against by section 143 and 145 of the Road Traffic Act 1972 and applied by the certificates or they do not. |
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Whether insured or not, the disruptions are indicative of real damage and real costs to the economy. |
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It has so far insured more than 200,000 people who had never been insured before, but it has to be renewed next year. |
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The castle was not insured against such a catastrophe, but the ensuing concerts helped fund the long reconstruction. |
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I could go get a job in some industry instead of adjuncting, and then I would be insured, but it's nice to have options. |
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This law insured that any African brought to Virginian shores would be enslaved. |
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Request additional insured endorsements and certificates of insurance from all independent contractors who conduct programs in your name, or come on your premises. |
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But the insured losses for insurance companies may not reflect the sum total of economic damage suffered by the region. |
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I have two cars on the policy, both insured comprehensively. |
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Business interruption or consequential loss covers the loss of gross profit following an insured event due to loss of turnover and increased costs of working. |
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Manual and powered wheelchairs can be insured as can mobility scooters. |
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If you are found to be fishing club waters without a current paid up member-ship you are not insured and maybe asked to leave or could face action from the club. |
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The insured person is guilty of unconscionable conduct if he does not provide for the insurer to be recouped out of the damages awarded against the wrongdoer. |
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Because insured patients face no financial barrier to the utilization of care, economic theory predicts that the quantity demanded should increase. |
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Tell the insured patients that they can see any doctor they wish. |
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But some applicants were only insured for structures and not contents, and in a flood a considerable amount of furniture, fixtures and fittings would be destroyed or damaged. |
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The insurer has the right to repudiate a claim not only when the insured has misrepresented material information but also if he failed to disclose such information. |
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Being insured is not the godsend that some people think it is. |
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We've just lost material things and they're insured, which is a godsend. |
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Some six months after the matter arose and after his policy had expired, the insured decided to report the matter to his professional liability insurer. |
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When it comes to motor vehicles, be sure that you are insured for the correct value and don't forget extras like a canopy and bull-bars when determining this. |
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His breeding kennels have insured that this breed will be perpetuated. |
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The insurance company accepted this, but they still only want to recompense us to the tune of less than a third of what we thought we'd insured ourselves for. |
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The insurers and their amici argue that the rule of construction which directs the court to construe ambiguities in favour of the insured should not apply in the instant case. |
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But Norwich Union had revalued the sum insured each year in line with the house-building index produced by the Royal Institution of Chartered Surveyors. |
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The creeping attack insured that the first assault would come without warning because the enemy would not pick up the asdic of the first ship right above her. |
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My advice to learner drivers and anyone else, would be to err on the side of caution and make sure that if your car leaves the driveway it is fully insured. |
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Furthermore, since physical impairment benefits are not linked to the income earning capability of the insured person the cover is limited by the assurance company. |
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Established in 1987, EKG is a fully licensed, bonded and insured unarmed security guard company in the state of Georgia. |
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If the insured party undertakes repair work himself or does it by independent sources this is not claimable from the insurance company. |
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These figures show expenditures and utilization per insured plan member and unit costs defined as expenditure divided by utilization. |
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This close cooperation by MIP and NCCS insured that the two taxonomies would be compatible. |
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Farinas merely requires an insurer to investigate and evaluate potential claims so as to best protect the insured. |
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Understanding hospital sticker prices in advance of a hospital stay can help both insured and uninsured patients reduce sticker shock. |
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In Synergism, the insured discovered a neighbor was claiming rights to a portion of its property. |
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Throughout the state, the percentage of insured doubled in many counties. |
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The ring must be appraised by a jeweler before it can be insured. |
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Then Medicare got rid of the cherry picking of seniors and HMOs grew to encompass more insured lives with less favorable health histories. |
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You can breathe easy knowing that your savings account is insured against loss. |
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Furthermore, like other occupied royal palaces, it was not insured on grounds of economy. |
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That way the winning boat is insured against losing the lead due to a wind shift that favors the right side of the course. |
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Another example relates to AIG, which insured obligations of various financial institutions through the usage of credit default swaps. |
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Until then, depositors would have access their insured deposits through ATMs, their existing checks, and their existing debit cards. |
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From 1911 onwards it became a count based on the number of insured persons registered as unemployed. |
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These insurance companies are obliged to provide a package with a defined set of insured treatments. |
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He purchased and insured the ship Nightingale and loaded it with a valuable cargo of pewter and linen. |
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Specifically, London outfitted, financed, and insured many of the ships, which helped fund the building of London's docks. |
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There is also fear that adverse selection issues will tilt the balance toward a less healthy insured population. |
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This elicited damnings from pulpit and press, and insured a healthy run. |
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Over time this process has been regulated and insured by central banks. |
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A large Danish sun or star hanging round his neck by a blue ribbon... had given him the appearance of being insured in some extraordinary Fire Office. |
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The Federal Deposit Insurance Reform Act of 2005 created the DIF, which the FDIC uses to manage failures of insured banks, and this fund has been depleted. |
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Although it may appear logical, there is a huge difference in coverage exposure to a carrier for property and liability when an insured acquires a long-term cohabitant. |
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A bridge bank, IndyMac Federal Bank, FSB, was established to assume control of IndyMac Bank's assets, its secured liabilities, and its insured deposit accounts. |
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Upon receiving proceeds from the sale or other disposition of mortgages, AIM 86 reinvests net principal proceeds in fully insured multifamily mortgages. |
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In order to prevent financial speculation on human life, however, any party acquiring a life insurance contract must have an insurable interest in the life being insured. |
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Like all the families, Hamilton said Kybo was insured for 16 weeks. |
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